Eligibility for www.reprise financial.com :
- Citizenship: Must be a US citizen or resident with a valid address.
- Income: Have a verifiable source of income. Reprise doesn't disclose minimum income requirements, but they prefer borrowers with stable employment and sufficient income to manage repayments.
- Credit score: Reprise accepts borrowers with a wider range of credit scores compared to traditional banks, including those in the "fair" and "poor" categories. However, higher credit scores typically qualify for lower interest rates.
- Debt-to-income ratio (DTI): Your DTI, which measures your monthly debt payments against your income, also plays a role in loan approval. Ideally, it should be below 40%.
